Store credit card no. 4: Costco Anywhere Visa Card By Citi
What is great about this store credit card is the fact that it is indeed to be used everywhere, not just in the Costco stores. It has an annual fee of $0, and you can use it to get some pretty high reward rates for a large variety of products.
The card is offered by Costco in partnership with Citibank, and since it gives you benefits if you spend money at Costco, this might be a great option if you know that you like shopping at your local Costco.
The Costco Anywhere Visa Card by Citi gives you 3% cash back for eligible travel purchases, and at restaurants, it gives you 2% cash back for anything you buy from Costco and from their online store. It will also give you 1% cash back on many other purchases.
But what makes this credit card shine is that it gives you 4% cash back at gas stations and for electrical vehicle charging. This applies for the first $7,000 every year, and then after you exceed this amount, you will get 1% cash back. This is the biggest cash back you can get from a credit card for gas and EV charging.
The ARP is 20.49% and variable, which might be considered high by some, but we believe that the benefits you get at gas stations are worth it.Â
Another thing that comes with this credit card is ID Navigator identity theft protection, which will help you in case your identity is compromised. Also, the cardholder inquiry service will offer you direct access to a Visa representative who will answer any question related to the card.
As you can see, there are many store credit cards you can choose from. Some of them might suit your needs, while others might not at all. Hopefully, we are sure that there is a credit card out there that is perfect for you. Tell us about your experience with store credit cards in the comments!
If you have a lot of cards and you don’t know where to put them, you can try this credit card holder: MaxGear Credit Card Holder, Metal Card Wallet
You should also read: 6 Incredible Retiree Discounts You Can’t Miss
