You can score better points with good credit cards.

If you have a strong credit score, like 700 or more, you might be able to increase your finances with a top-notch credit card.

A high credit rating can make a person eligible for prime credit cards, according to a senior vice president and branch administrator at Tompkins Mahopac Bank in New York. You may be able to get a travel or cash-back card with high rewards.

Using the card and consistently paying off the balance will earn you extra cash, or you can accumulate points. Your credit score’s impact on retirement IS vital in this sense.