1. Are you part of any group?

There are some purchases that you can make by taking advantage of the group discount. And if this is an available discount you can use, why wouldn’t you do it? Anything that helps you save a few bucks is probably a good idea.

So, what is a group discount? If you belong to a trade association, a church, a university, or any sizable group, such as a corporate employee, you might be able to use large group discounts. This means you will be able to pay a more advantageous price for the same service.

If your group, association, or organization is offering you a discount like this, be sure you will be able to save some money. For example, one of the most popular purchases that is offered discounts for being associated with a group is car insurance.